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HECS-HELP Calculator
Calculate your HECS-HELP repayment obligations based on your income. Visualize thresholds and estimate your yearly and weekly repayments.Income Selection
Adjust your annual income to see your HECS-HELP repayment obligations
Annual Income$75,000
$0$300,000
Weekly Income
$1,442
Fortnightly Income
$2,885
HECS-HELP Thresholds
Visualize income thresholds and repayment rates
Repayment Breakdown
Your estimated HECS-HELP repayments
| Annual Income | $75,000 |
| Repayment Rate | 3.5% |
| Annual Repayment | $2,625 |
| Monthly Repayment | $219 |
| Fortnightly Repayment | $101 |
| Weekly Repayment | $50 |
All Thresholds
2023-24 HECS-HELP repayment thresholds
| Income Range | Repayment Rate |
|---|---|
| $0 - $51,549 | 0.0% |
| $51,550 - $59,518 | 1.0% |
| $59,519 - $63,089 | 2.0% |
| $63,090 - $66,875 | 2.5% |
| $66,876 - $70,888 | 3.0% |
| $70,889 - $75,140 | 3.5% |
| $75,141 - $79,649 | 4.0% |
| $79,650 - $84,429 | 4.5% |
| $84,430 - $89,494 | 5.0% |
| $89,495 - $94,865 | 5.5% |
| $94,866 - $100,557 | 6.0% |
| $100,558 - $106,590 | 6.5% |
| $106,591 - $112,985 | 7.0% |
| $112,986 - $119,764 | 7.5% |
| $119,765 - $126,950 | 8.0% |
| $126,951 - $134,568 | 8.5% |
| $134,569 - $142,642 | 9.0% |
| $142,643 - $151,200 | 9.5% |
| $151,201 - above | 10.0% |